The Code of Ethical Conduct is the primary guide for the actions of administrators,
employees, interns, apprentices, and collaborators of the Bradesco organization.
The Bradesco Integrity Program encompasses a set of guidelines that promote business
ethics and transparency, in accordance with current national and international laws,
as well as other applicable regulations and standards.
At Bradesco we respect, value and collaborate with free competition.
Regardless of size and the dominant position we hold in some segments, we maintain our relations
with customers, suppliers, service providers, banking correspondents, business partners and competitors
with integrity and always in compliance with the applicable legislation.
The Bradesco Integrity Program encompasses a set of guidelines that promote business ethics and transparency, in accordance with current national and international laws, as well as other applicable regulations and standards.
Additionally, it works to prevent fraudulent, illicit and unethical practices in the business environment, with a commitment to upholding our principles and values and avoiding inappropriate practices such as corruption, bribery, and conflicts of interest.
For this, the key operational activities considered in the development of our program are structured around three strategic pillars:
Corruption Risk Prevention
Monitoring and Detection of Inappropriate Conduct
Response from Senior Management
Other points are also crucial for the program:
Development and widespread dissemination of the Code of Ethical Conduct
Cultural assimilation and awareness of implemented guidelines and practices.
Establishment of a reporting channel and protection for for good-faith whistleblowers.
Assessment of partners and providers of goods and services.
Ongoing monitoring of risks.
Audits and assessments for continuous improvement.
The implementation of a good integrity program contributes to a healthy and ethical business environment. Learn more.
Responsibilities
A Federal Law No. 12,846/2013, also known as the Anti-Corruption
Law, aims to prevent and combat acts of corruption in both the public and private sectors.
Here at Bradesco, we work with a set of policies and guidelines focused on the prevention, detection, and combat of inappropriate conduct by all parties involved, with the responsibility of consistently promoting integrity in our business practices.
Key elements to combat inappropriate conduct:
Prohibition of bribery and corruption actions.
Corporate liability for actions committed by their employees.
Corporate Reporting Channel
Protection for the good-faith whistleblower
Audits
Continuous improvement of processes for the prevention and detection of illicit activities.
We highlight our commitment to the Ethos Institute, a Civil Society Organization of Public
Interest (OSCIP) with a mission to mobilize, raise awareness, and assist companies in
managing their businesses in a socially responsible manner, making them partners in building
a just and sustainable society.
With the purpose of developing strategies to support partner companies, the Business Pact for
Integrity and Against Corruption Working Group was created, which, among its main functions,
aims to assist in the implementation of policies promoting integrity and combating
corruption and mobilizing companies
Action Against Corruption Platform - Brazil Network of the Global Compact launched in 2000
O The Global Compact is a call for companies to align their strategies and operations with
the 10 universal principles in the areas of
Human Rights, Labor, Environment, and Anti-Corruption
and to develop actions that contribute to addressing societal challenges.
The "Action Against Corruption" platform is designed for the development of projects and the
promotion of learning, constructive dialogue, and the exchange of experiences, influencing
individuals and companies in understanding the risks and opportunities in the fight against
corruption.
The Pro-Ethics is an initiative that combines efforts from the public and private sectors
and aims to promote the voluntary adoption of integrity measures by companies. It does so
through the public recognition of those companies that, regardless of their size or
industry, are committed to implementing measures focused on the prevention, detection, and
remediation of acts of corruption and fraud.
In the year 2023, Bradesco received the Pro-Ethics Seal for the
2022/2023 period
Reaffirming our commitment to ethics and integrity, we have taken measures in line with the
Federal Government's program through CGU (Comptroller General of the Union) and have
been recognized for the second time with this important seal.
Transparency is a commitment from Bradesco to you! To learn more about our positions,
practices, and results, please access our outcome
documents
and publications.
Explore further
Acculturation
To internalize our values and principles as fundamental pillars in decision-making, we
invest in the acculturation of our administrators, employees, interns, apprentices,
suppliers of goods and services, correspondents in the country, and business partners
regarding the Integrity Program.
We rely on training programs focused on anti-corruption and ethics, providing a
comprehensive schedule defined by the Compliance, Conduct, and Ethics Department in
collaboration with Unibrad, our Corporate University.
And we emphasize that we are all responsible for complying with the guidelines of the
Integrity Program, Code of Ethical Conduct, and the application of its principles.
Internal Controls
We have an internal controls team that plays a fundamental role in the organization's
risk management.
A good control environment enables greater reliability and efficiency, in addition to
preventing fraudulent, unlawful, and unethical practices in the business environment.
The objective is to ensure that the organization identifies and manages the risks to
which it is exposed effectively, keeping them within acceptable levels through the
adoption of a risk management and control framework.
These are steps for effective risk management:
Identification and assessment of inherent risks
Identification of controls
Assessment of the design and effectiveness of controls
This enhances the credibility of our organization, fostering trust among our investors
and stakeholders.
Money laundering is a crime and is often associated with other criminal activities such
as corruption, bribery, tax evasion, financial fraud, drugs trafficking, and even
cybercrimes. In this process, illegally obtained money is disguised to make it appear as
if it has a legitimate origin.
To prevent money laundering, we take strategic, corporate action to secure all our
products, information and systems, in addition to knowing our stakeholders beforehand.
The donations and sponsorships from the Bradesco organization are part of our commitment
to society, always seeking alignment with our principles and values, and conducting
these actions with honesty and integrity.
Cases of suspected inappropriate conduct should be reported to the Corporate Reporting
Channel, through the online form available on the Bradesco RI website, or by calling
0800 776 4820 (Monday to Friday, from 8 am to 6 pm, except on holidays).
We maintain integral, ethical, and transparent business relationships with public
entities and organizations, always guided by current legislation and regulations and in
compliance with our governance policies and corporate codes of conduct.
The identification of business opportunities occurs through participation in bidding
processes, following a thorough evaluation of their nature and purpose. The impacts on
the Bradesco organization and the technical feasibility of meeting the conditions set by
the public administration are also collectively analyzed before proceeding.
Any and all participation in bidding processes, regardless of the modality and type,
follows the guidelines of Corporate Policies and Norms, in addition to applicable
regulations and legislation, guided by the principles of administrative law.
To become a Bradesco supplier, you need to go through the approval process, which is the
responsibility of our Purchasing Department.
This process is carried out by supplier management, which
assesses companies' compliance from multiple points of view:
Cadastral
Commercial
Financial and economic
Socioenvironmental
The issues analyzed include labor practices through public certificates, prohibition of
slave or child labor, anti-corruption policies, environmental risks, and negative media.
If approved, the supplier starts to comply with our Code of Conduct and other policies
and standards of the organization.
