The Code of Ethical Conduct is the primary guide for the actions of
administrators, employees, interns, apprentices, and collaborators of
the Bradesco organization.
The Bradesco Integrity Program encompasses a set of guidelines that
promote business ethics and transparency, in accordance with current
national and international laws, as well as other applicable
regulations and standards.
At Bradesco we respect, value and collaborate with free competition.
Regardless of size and the dominant position we hold in some segments,
we maintain our relations with customers, suppliers, service
providers, banking correspondents, business partners and competitors
with integrity and always in compliance with the applicable
legislation.
The Bradesco Integrity Program encompasses a set of guidelines that
promote business ethics and transparency, in accordance with current
national and international laws, as well as other applicable regulations
and standards.
Additionally, it works to prevent fraudulent, illicit and unethical
practices in the business environment, with a commitment to upholding
our principles and values and avoiding inappropriate practices such as
corruption, bribery, and conflicts of interest.
For this, the key operational activities considered in the development
of our program are structured around three strategic pillars:
Corruption Risk Prevention
Monitoring and Detection of Inappropriate Conduct
Response from Senior Management
Other points are also crucial for the program:
Development and widespread dissemination of the Code of Ethical
Conduct
Cultural assimilation and awareness of implemented guidelines and
practices.
Establishment of a reporting channel and protection for for
good-faith whistleblowers.
Assessment of partners and providers of goods and services.
Ongoing monitoring of risks.
Audits and assessments for continuous improvement.
The implementation of a good integrity program contributes to a healthy
and ethical business environment.
Learn more.
Responsibilities
A Federal Law No. 12,846/2013, also known as the Anti-Corruption Law,
aims
to prevent and combat
acts of corruption in both the public and private sectors.
Here at Bradesco, we work with a set of policies and guidelines focused
on the prevention, detection, and combat of inappropriate conduct by all
parties involved, with the responsibility of consistently promoting
integrity in our business practices.
Key elements to combat inappropriate conduct:
Prohibition of bribery and corruption actions.
Corporate liability for actions committed by their employees.
Corporate Reporting Channel
Protection for the good-faith whistleblower
Audits
Continuous improvement of processes for the prevention and
detection of illicit activities.
We highlight our commitment to the Ethos Institute, a Civil
Society Organization of Public Interest (OSCIP) with a mission to
mobilize, raise awareness, and assist companies in managing their
businesses in a socially responsible manner, making them partners
in building a just and sustainable society.
With the purpose of developing strategies to support partner
companies, the Business Pact for Integrity and Against Corruption
Working Group was created, which, among its main functions, aims
to assist in the implementation of policies promoting integrity
and combating corruption and mobilizing companies
Action Against Corruption Platform - Brazil Network of the Global
Compact launched in 2000
O The Global Compact is a call for companies to align their
strategies and operations with the 10 universal principles in the
areas of
Human Rights, Labor, Environment, and Anti-Corruption
and to develop actions that contribute to addressing societal
challenges.
The "Action Against Corruption" platform is designed for the
development of projects and the promotion of learning,
constructive dialogue, and the exchange of experiences,
influencing individuals and companies in understanding the risks
and opportunities in the fight against corruption.
The Pro-Ethics is an initiative that combines efforts from the
public and private sectors and aims to promote the voluntary
adoption of integrity measures by companies. It does so through
the public recognition of those companies that, regardless of
their size or industry, are committed to implementing measures
focused on the prevention, detection, and remediation of acts of
corruption and fraud.
In the year 2023, Bradesco received the Pro-Ethics Seal for the
2022/2023 period
Reaffirming our commitment to ethics and integrity, we have taken
measures in line with the
Federal Government's program through CGU (Comptroller General
of the Union)
and have been recognized for the second time with this important
seal.
Transparency is a commitment from Bradesco to you! To learn more
about our positions, practices, and results, please access our
outcome
documents
and publications.
Explore further
Acculturation
To internalize our values and principles as fundamental pillars in decision-making, we
invest in the acculturation of our administrators, employees, interns, apprentices,
suppliers of goods and services, correspondents in the country, and business partners
regarding the Integrity Program.
We rely on training programs focused on anti-corruption and ethics, providing a
comprehensive schedule defined by the Compliance, Conduct, and Ethics Department in
collaboration with Unibrad, our Corporate University.
And we emphasize that we are all responsible for complying with the guidelines of the
Integrity Program, Code of Ethical Conduct, and the application of its principles.
Internal Controls
We have an internal controls team that plays a fundamental role in the organization's
risk management.
A good control environment enables greater reliability and efficiency, in addition to
preventing fraudulent, unlawful, and unethical practices in the business environment.
The objective is to ensure that the organization identifies and manages the risks to
which it is exposed effectively, keeping them within acceptable levels through the
adoption of a risk management and control framework.
These are steps for effective risk management:
Identification and assessment of inherent risks
Identification of controls
Assessment of the design and effectiveness of controls
This enhances the credibility of our organization, fostering trust among our investors
and stakeholders.
Money laundering is a crime and is often associated with other criminal activities such
as corruption, bribery, tax evasion, financial fraud, drugs trafficking, and even
cybercrimes. In this process, illegally obtained money is disguised to make it appear as
if it has a legitimate origin.
To prevent money laundering, we take strategic, corporate action to secure all our
products, information and systems, in addition to knowing our stakeholders beforehand.
The donations and sponsorships from the Bradesco organization are part of our commitment
to society, always seeking alignment with our principles and values, and conducting
these actions with honesty and integrity.
Find out below the main proponents sponsored by the Organization.
Bidding
We maintain integral, ethical, and transparent business relationships with public
entities and organizations, always guided by current legislation and regulations and in
compliance with our governance policies and corporate codes of conduct.
The identification of business opportunities occurs through participation in bidding
processes, following a thorough evaluation of their nature and purpose. The impacts on
the Bradesco organization and the technical feasibility of meeting the conditions set by
the public administration are also collectively analyzed before proceeding.
Any and all participation in bidding processes, regardless of the modality and type,
follows the guidelines of Corporate Policies and Norms, in addition to applicable
regulations and legislation, guided by the principles of administrative law.
To become a Bradesco supplier, you need to go through the approval process, which is the
responsibility of our Purchasing Department.
This process is carried out by supplier management, which
assesses companies' compliance from multiple points of view:
Cadastral
Commercial
Financial and economic
Socioenvironmental
The issues analyzed include labor practices through public certificates, prohibition of
slave or child labor, anti-corruption policies, environmental risks, and negative media.
If approved, the supplier starts to comply with our Code of Conduct and other policies
and standards of the organization.
